Top Questions a CFO Should Be Asking “Is self-funding really too risky—or just misunderstood?” Many CFOs hesitate to explore self-funded health plans because they believe there’s no such thing as a fixed cost. But that’s where stop-loss insurance comes in. When structured properly, it creates financial guardrails that protect your plan—just like a cap on spend. Here’s how: 1️⃣ Individual Stop-Loss – Limits exposure per high-cost claimant 2️⃣ Aggregate Stop-Loss – Kicks in if total claims exceed plan expectations ✅ With the right design, self-funding can look and feel like a fixed expense—but with far more transparency and control. So the real question isn’t just “Is it risky?” It’s: ➡️ “Are we overlooking a smarter strategy because it feels unfamiliar?” https://zurl.co/DyPG5
